Anne Main: I am pleased to be able to speak in the debate. There are many small businesses in St Albans, and I think that there is consensus in the House that business rates impose an onerous task on them in particular. As was pointed out by my hon. Friend the Member for Enfield North (Nick de Bois), they are a tax on properties, and they are indeed onerous. However, there are many other strands to the stresses and strains suffered by business, and many of my local businesses have welcomed the Government’s initiatives to cut red tape, keep fuel duty down and introduce economic stability.
	It is no secret that under the last Government many people running small businesses—including a number who spoke to me—were unable to renew their loans or the terms with which they were being presented, because of the fragility of the banking sector and the economic crisis into which the country was sinking. Because of the onerous conditions that were being placed on their loans, they were being forced to lose members of staff, not to expand, or even to go under.
	We must view the position in the round. Many small businesses were approaching a tipping point under the last Government because of the crises that they were being pushed into. We must deal with that now, although nothing can be fixed overnight. When the Secretary of State for Education came to St Albans, my local chamber of commerce welcomed, in particular, the fact that the Government were providing the apprenticeships and education that most small businesses had been crying out for.
	Seductive though Labour’s proposals may be, I do not understand how robbing Peter to pay Paul can possibly be a good idea. I also notice the sheer lack of figures. We have been discussing which businesses would be caught or not caught, supported or not supported, by Labour’s proposals, but I can inform the House that the average rateable value of commercial property in St Albans city centre is £48,811.51, and the average in Hertfordshire as a whole is £40,216. The city contains very few large premises; the valuations are high because we have such high property values.
	Let me issue a plea to the Minister. St Albans is not inner London, and many small businesses there do not benefit from the small business rate relief for high-value areas. That problem was drawn to my attention a few weeks ago, long before the debate was scheduled, by Luisa and Oliver Zissman, who run Dixie’s Cupcakery in St Albans. I think we all agree that small businesses feel that they are being taxed and are receiving very little value in return for the business rates that they pay. That is exactly what Luisa Zissman said, but she also said that if other measures were introduced, business rates would not be so onerous. Some businesses, such as Dixie’s Cupcakery, produce a lot of packaging. Perhaps their recycled rubbish could be included in council recycling targets, because at present that is just a direct cost to their business.
	I welcome the Government’s focus on markets. St Albans is the proud owner of one of the longest street markets in the country—some say in Europe—which is open on Wednesdays and Saturdays. Since 2010, with the Government’s encouragement, it has frozen council tax each year. I pay tribute to the leader of the Conservative-led council for cutting down on, for instance, the free sandwiches and coffee machines that used to be given to councillors. I urge the council to go one step further and get rid of the council election “thirds” that many of the councillors seem to like, thus saving £90,000 per election. As my hon. Friend the Member for Enfield North said, if councils made such savings they might have a bit more money to put towards businesses. However, I pay tribute to my council for cutting waste and keeping the services in St Albans. If it is possible for some recycling collections for small businesses to contribute to local targets so that they can save on overheads and other costs, so much the better. Our Christmas market—the first that we have had in St Albans—adds vibrancy to the city centre. All those things help other small businesses to survive.
	I think that this Monday was supposed to be “internet frenzy spending day”. The fact is, however, that if we do not use our small businesses but go online and use the big companies, and if we Google Amazon to find out where we can get our books most cheaply instead of going to our local stores in our town and city centres, we are contributing to the demise of local businesses and the problems that are besetting them.
	I am delighted that this Government are tackling some of the excesses of the previous Government, and that they are pragmatic enough to realise that they cannot do it all once. I welcome the moves that they have taken. I am sure people will say that this is just the first step; well, so be it. There will be many more steps to come. I hope that the Chancellor will bear in mind when he makes his announcement tomorrow that some businesses are not in London but in expensive areas outside the capital, and that they too need some sort of transitional help to ensure that their businesses can be successful.